Employee incidents happen. However, they do not need to result in financial loss. Our Excess Workers’ Compensation insurance are written to cover the perils of both individual and group entities. Our Excess Workers’ Compensation policies are available to these groups (not limited):
- Hospitals
- Financial Services
- Municipalities
- Utilities
- Transportation
- County governments
- K-12 schools
- Colleges and universities
- Water districts and transportation authorities
- Retail and wholesale
- Hospitality (including casinos, hotels and restaurants)
- Manufacturing
- Service industries
Our Excess Workers’ Compensation coverage is underwritten by only A-rated carriers. Product benefits are (not limited):
- Employer’s liability: up to $5m in limits
- Aggregate coverage available
- Minimum specific retention $350,000
- Claims management: flexible to work with most TPAs including self-administration
- Limits up to statutory
- Flexible premium payment plans
The reason you are purchasing workers’ compensation insurance is to take care of your employees and business (from financial loss). When a claim transpires, our customer services team will work swiftly in getting the claim processed, so that your employee(s) can obtain the proper care they need.